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Welcome to Central Liverpool Credit Union

People not Profit

Now in our 26th year and as committed as ever to providing members with a sustainable, affordable, alternative to Payday, doorstop,and other high cost lenders.

Previously known as Park Road Community Credit Union (PRCCU), we have now extended our common bond or area of benefit to cover the whole of Liverpool. We thought our name should reflect this, so we are now Central Liverpool Credit Union. Our Board felt that, as Park Road Community Credit Union was so well established and has a strong positive and ethical reputation with its members and external agencies and because they wanted to always remember and maintain the ethos and values of its founding members, it was only right that we maintain Park Road Community Credit Union as a trading name at a local level.


We are a non-profit making, financial co-operative that exists solely for the benefit of its members. Our Mission is to provide our members with affordable loans, encourage regular savings and provide financial assistance as required.

Our ethos is that the Credit Union will be a truly community co-operative, owned and controlled by our members (who vote at an annual general meeting) and our mission is to provide our members with safe, affordable loans, encourage regular saving and provide financial assistance as required. As well as many other services.

Unique to Credit Unions: Your savings are covered by a free insurance so if the unthinkable should happen, your savings, plus up to the same amount again, will be passed to your next of kin.
No bank would offer to double the amount you have saved! (terms and conditions apply)


Central Liverpool Credit Union also pays a dividend to help make your savings grow on the Regular Savings Accounts. Last year we paid a 1% dividend to our adult members and 2% to your young savers. (Note, dividends are subject to market conditions and the discretion of the Directors and are voted on at the AGM).

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Loans can only be granted to people who are over 18 years and have been accepted as a member of the credit union.

Engage Account

Use it to pay for goods and services anywhere with the VISA Debit sign (Debit card only) and more.

Become a Member!

You pay a 1 joining fee and whatever you want to put into your shares, It is as simple as that!

Payroll Deduction

This short guide has been written for employers, employees and credit unions to encourage the setting up of direct payroll deductions.



Find Us here:
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Central Liverpool Credit Union Tel: 0151 708 5515 Email: Web:
Central Liverpool Credit Union is authorised by the Prudential Regulation Authority & regulated by the Financial Conduct Authority & the Prudential Regulation Authority. FSA FRN: 213251