The sooner you submit your application for a Christmas loan, the better.
You must have made six months' repayments on an existing loan before you apply.
New members and those with only a little in savings can apply for an Opportunity Loan. If you have been a member of the Credit Union for at least two years and have at least £500 in savings apply for a Member Loan.
To be guaranteed a payout in time for Christmas your application needs to have been submitted by 5pm on Monday 20th December.
You can read more about how to our loans, or start an application below: