Struggling to pay?

We’re here to help

We understand that unexpected circumstances can make it difficult to keep up with loan repayments.

If you’re struggling to make a payment on your loan with us, please reach out to us as soon as possible. We’re here to help and may be able to offer support or discuss alternative options to manage your repayments.

 

Contact us for support

If you are unable to make a payment, please contact us as soon as possible via creditcontrol@clcu.co.uk or call us on 0151 708 5515 (selecting option 2 for credit control). The sooner you get in touch, the more options we may have to assist you.

Missing a payment could be reported to a Credit Reference Agency, which may impact your credit score. If you miss six or more payments in a row, this is considered a default, which could further affect your ability to borrow in the future. By reaching out early, we can work together to find a solution.

 

Additional support available

If you’re facing financial difficulties, you may also find support through the following organisations:

Support directory

Money worries can be stressful, but help is available. Whether it’s finding a repayment solution, accessing support services, or getting independent financial guidance, we encourage you to reach out sooner rather than later. We’re here to help you get back on track.

Get in touch

Still unsure about something? Our team is happy to help. Reach out to us with any questions or if you’re interested in becoming a member.

Contact Us