Loan Sharks: why you should avoid them

loan shark

With the cost of living continuing to increase, many people are finding themselves struggling financially. In these difficult times, many may consider short-term fixes to get them through until the next payday. This includes things such as taking out a loan from a loan shark or credit companies with extortionate interest rates. However, one decision…

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Avoid the minimum payment trap

debt payment

  Taking out a credit card can be a convenient solution for your circumstances, but credit cards can also lead to avoidable extra debt if you do not manage your repayments well. Credit cards with high-interest rates can make your outstanding debt escalate if you are not paying the full amount off each month. It…

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Things to do with the kids this summer

Keeping the kids entertained and fed over the summer holidays without spending a fortune is a big challenge for parents and carers. Fortunately, there are lots of great activities and cheap dining options available across the Liverpool City Region and a bit further afield.   If you are looking for ways to ensure your kids…

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5 Reasons to Choose a Credit Union

When unexpected costs arise or you want to treat yourself to a holiday, but you do not have the money saved up, there are several options that you may be able to choose from. It is important to choose an option that will most suit your financial circumstances. You should prioritise options that minimise the…

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Save Money on Your Energy Bills in 2022

Following the substantial energy price hikes in April, new forecasts predict a further rise of up to 51% this October. This means the price of heating your home and using your everyday appliances is becoming unaffordable for many households. In some cases, switching suppliers is not an option that is likely to reduce bills, so…

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