Engage Classic Account:

The ethical digital account and Visa debit card

Available only from your local Community Bank or Credit Union

Engage Classic Account is an ethical current account that works similar to a high street bank account. Anyone can apply and no credit checks are required.

Engage Account Card

What is the Engage Classic Account?

Engage Classic is a fair and ethical digital account and contactless Visa debit card that works just like a high street current account, but with no hidden fees or unexpected costs.

Engage Classic is the only account exclusive to Credit Unions and their members.

Providing instant access to your money

Regular funds, or a Credit Union loan, are easily be paid directly into your Engage account. Once funds are received you can immediately access cash from an ATM, shop online or instore using your contactless Visa debit card, pay your bills and easily manage your money with the Engage digital mobile app.

  • Engage Accounts are FREE to open - from age 16+
  • FREE Digital banking app and contactless debit card
  • FREE additional debit cards
  • Low or no fees and no hidden charges
  • No cost to make a purchase within the UK
  • Withdraw cash at ATMs
  • Free cashback service at participating retailers
  • Pay your bills by transfer/standing order/direct debit
  • Pay cash into your account at PayPoint (and Post Office - coming soon)
  • Send/request money from others
  • Earn cashback rewards on everyday shopping and services

FREE notifications when your funds are available

Do you want to know the minute your money is available to you?

There is no need to contact or visit the Credit Union or call thecustomer services team, simply download the FREE Engage mobile app and receive instant notifications when your funds are paid into your Engage Classic Account.

The app also provides you with up-to-the-minute balance and transaction information

Get your Engage Account today

If you are a member you can ppen an Engage Classic account by clicking the button below.

To become a member complete the online membership application first.

Download the app now

Never miss a bill payment with Engage Envelopes

Take the stress out of budgeting and paying household bills.

Set up virtual savings envelopes in the Engage mobile app to help you budget for things like utility bills, rent/mortgage, council tax or for a special purchase. Then, when your bills are due Engage can automatically pay them by standing order or direct debit, or release funds back into your Engage account to spend by debit card or to withdraw cash.

Contactless payments with your debit card or mobile phone

The Engage Classic Account is designed to make your life easier by packing all the features you need onto your mobile phone. As well as using your contactless debit card to make purchases, you can also use your smartphone to make contactless payments.

Contactless wallet logos

Cash rewards and special discounts

With Engage you can earn up to 15% cashback at national and local retailers whenever you use your debit card to make a purchase.

For details of participating Engage reward retailers, download the Engage app today click here.


Get your Engage Account today

If you are a member you can ppen an Engage Classic account by clicking the button below.

To become a member complete the online membership application first.

With Engage your funds are 100% safe at all times

The Engage Classic Account is available exclusively to members via a network of Credit Union and community banking partners in the UK. Engage is issued by Contis Financial Services Ltd who is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 900025) to issue e-money and is a member of Visa. Please note that electronic money products are not covered by the Financial Services Compensation Scheme. Instead, any funds received are held in a segregated account so that in the unlikely event that Contis Financial Services Ltd becomes insolvent, your funds are protected against claims made by creditors.

Still have questions?

You will find lots of frequently asked questions here.