Credit union knowledge base

By CLCU Editorial | December 1, 2021

Introducing the credit union knowledge base. Money can be a complex business. And so can running a credit union. Because we’re regulated by the Financial Conduct Authority and Prudential Regulation Authority, we must follow certain rules. Sometimes you might wonder what’s going on behind the scenes. How are loans assessed? And what is this free…

Use open banking to speed up your loan application

By CLCU Editorial | November 30, 2021

Central Liverpool Credit Union uses Open banking to speed up your loan application. Nearly 4 million people use open banking in the UK. What is open banking? Open banking is a new service. Open Banking provides financial service providers, like the Credit Union, access to your financial data from banks and building societies. Your data…

opening Christmas presents

How to Recycle Your Cards, Decs & Presents After Christmas

By Darcey Lockyer | November 25, 2021

The need to make a bigger effort to combat the climate change crisis is more urgent than ever and as well as businesses taking more responsibility for protecting the environment, households have a big job to do too. Recycling and reusing items at Christmas might feel like a small action to take but if everyone…

6 Tips on How to Stay Within Budget This Christmas.

By Darcey Lockyer | November 23, 2021

Christmas gifts, decorations, charity events, and dinners, the holiday season can be an especially stressful time for families financially. To avoid spending a fortune, it’s best to set out a budget plan now and prepare to reduce the financial stress as much as possible. After all, Christmas should be a time of joy and beautiful…

students talking about money

How to Talk to Students About Money

By Darcey Lockyer | November 8, 2021

Going to university is a very exciting time for students, as they start a new chapter of their life and meet new friends while studying their chosen subject. Many students will be moving to a new area and are usually moving out of their family home for the first time. As well as having extra…

talking to kids about money

How to Talk to Kids About Money

By Darcey Lockyer | November 8, 2021

Teaching children how to work with money is an incredibly important life lesson. However, it is hard for children to understand the concept of earning and spending money these days since paying with cash is very uncommon and every payment happens through card or mobile apps. They also have direct access to the everyday life…

How to Talk to Ageing Parents About Money

By Darcey Lockyer | November 8, 2021

As parents get older, there may come a time when you need to have some uncomfortable discussions, such as talking about moving into a nursing home or reviewing their financial situation. These conversations tend to be difficult because it is a case of role reversal, after spending most of your life with your parents being…

How to Talk to Your Friends About Money

By Darcey Lockyer | November 8, 2021

Do you remember ever bringing your finances up with your friends? It’s likely you haven’t, unfortunately talking about money is still taboo. As we are navigating life after the pandemic, financial wellbeing is just as important as physical and mental wellbeing. That is why each November we encourage the nation to come together for Talk…

10 Fun & Free Things to Do in the Liverpool City Region

By Darcey Lockyer | October 28, 2021

Whether you’re trying to save money or looking to spend less, it can be difficult to plan days out when you are keeping an eye on your spending. However, one of Liverpool’s greatest attributes is that there are plenty of attractions and things to do that are completely free. We have put together a list…

Beware of the New ‘Delivery’ Text Scam!

By Darcey Lockyer | October 7, 2021

Scammers are getting more and more creative with new ways of stealing money or obtaining private information from their victims. The latest trend in the UK is sending out fake parcel delivery fee messages. To avoid these scams or if you think you’ve fallen victim to them, read our blog post.   Your parcel has…