Better than the bank

Whether you're struggling on a limited income, need to replace that dodgy washing machine, or just desperate for a holiday, we're here to help.

Unlike a bank, we're a non-profit community savings & loans co-operative. Owned by members and run for the people of Liverpool and the surrounding areas.


Affordable loans

Bring your debts under control with an affordable loan. Apply online in minutes, over the phone or at a walk-in branch.

Easy application

Free protection on your repayments

Repay from your wages with payroll deduction

Fab service
Great service, really great service.
Nick Small
Excellent service
Fantastic for local people who want loans etc as the interest is low and also the people in the credit union are friendly and give you advice what’s best for you
Tony Monaghan
Staff are exceptional
The staff go above and beyond to accommodate their customers and are so friendly they explain everything so well.
Sandra Watson
Excellent service
I have been with credit union for many years and always recommend it to people who need a loan or just to save money. Always helpful and very friendly
Gemma Jones
Amazing place
Staff are very friendly very helpful when signing up. Sort your loan right away. Nothing's ever too much.
Rachel Lucas
Great friendly helpful staff who always have a smile on their face
Jade Williams
Outstanding Services, exceptional members of Staff
I am always greeted very well by a friendly member of staff and they are very welcoming, I feel that theres is no question that is to difficult for this Credit union. I have always been given options that are fully explained when Saving or taking a loan out. I enjoy visiting this branch as I feel Genuinely cared for as they have my best interests at heart it as though they are a part of my own family.
Sean Tuaima
Thanks to credit union I found it easy to save then they granted me a loan in my most needed time., the staff are very welcoming and kind, I’m happy
Rose-Mary Ann
Credit union are life savers
My credit union is amazing not only do I get low interest loans but I’m also saving for the first time and all the staff are absolutely stars nothing is ever to much of a problem always in hand to help good luck credit union on this award it’s so deserved.
Paula Smith
A trusted source of financial support for families
We have been members of Credit Union for over 11 years now and it's the best thing I ever did. They are an incredible and trusted source of financial support for families in the local community and offer the opportunity to loan money to better improve your situation without having to be at the mercy of dreadful loan sharks or unscrupulous lenders. Everything is conducted in an ethical, respectful and swift manner. Thank you so much from me and mine : )
Emma Bispham

Secure savings

Save for a better future - even as you borrow. Your savings will get a good return and are protected by the UK's compensation scheme, the FSCS.

We welcome young savers from birth to 16

Save automatically with payroll deduction

Whether you're a new joiner or existing member, start saving now

Your savings are protected by the FSCS

It's painless to save via Payroll Deduction. Direct from your salary.

Online banking

Get discounts on your shopping with our ethical pre-paid debit card.

Cash rewards & special discounts

Not a member? Apply to join now & setup your account.

If you are a member and would like to set up online banking (and get a visa card) apply now.

Community support

We are of and for local people

We support the local economy

Improve your financial health

Join our online community

Our online community forum is open to members and non-members alike.