Money Tips

A guide to alternative funerals

April 24, 2019

Following our recent guide to alternative weddings, here’s an overview of alternative funerals ideas. Green and Eco-Friendly Funerals There are lots of alternatives to choose from, including woodland burials, cardboard, wicker, pandanus, willow, banana leaf or bamboo coffins. Other options include tree pods, burial at sea or in your garden.  However, there are strict rules…

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Valentines day: alternative wedding ceremonies

February 14, 2019

With so many wedding and reception venues to choose from, many people are avoiding the traditional church service followed by a reception in a  hotel or community hall. Here are a few suggestions for the best alternative wedding venues in Liverpool: Civil Ceremonies A traditional Celtic Handfasting ceremony results in a marriage lasting  a year…

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New year, new finances

January 8, 2019

New Year is a great time to take an honest review of recent spending. Here’s a 7 step plan of action to improve your finances durng 2019. Step 1: Assess the situation You’re probably underestimating how much you’ve spent this Christmas. Property website Zoopla reckons four out of ten people do not know how much…

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Christmas money saving tips

December 3, 2018

Christmas just around the corner. Central Liverpool Credit Union has produced 5 tips to help you budget this festive season. 1. Work out your budget. The average household will spend £475 on gifts, £110 on food and drink, £30 going out, £20 for travel and £17 on decorations. The Money Advice Service has produced a…

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Talking about money: planning for a funeral

November 16, 2018

Funeral costs are rising. Here’s some information to help protect you and your loved ones. You probably already know funerals are expensive. The most straight-forward funeral can cost £1,000s. There are unavoidable expenses that are easy to overlook, such as burial fees. Thousands of people are left unaware that funeral costs continue to spiral. One…

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Talking about money for couples

November 14, 2018

One in three people say that support when talking to their partner about debt and finances would benefit them. A recent poll found that UK adults are hiding a collective £69.6bn of secret debt from their partners. Accounting for most of the debt, 5.5m people were hiding an average of £2,000 on credit cards. Nearly…

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Young adults: talking about money

November 14, 2018

A poll of 1,000 18-25-year-olds found money worries were widespread. Young adults are spending a large chunk of their time  feeling anxious or under pressure. Young adults wanted to budget. They need more information about savings accounts. Here’s a video of 16 to 25 year olds sharing their thoughts about money: Budgeting tips In October…

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Talking to children about money

November 12, 2018

Teaching young children about money makes them better-off in the long-run. A research project running since the 1970s found kids who were taught about saving were more likely to have a decent pension in later life. Budgeting skills meant less debt. Awareness of real-life costs makes people shop around. For the under 5s You can…

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Better budgeting with the 50/30/20 rule

October 26, 2018

Want a quick and easy method for budgeting? Then you can’t beat the 50/30/20 rule. Elizabeth Warren, a U.S. Senator from Massachusetts, was named by Time magazine as one of the 100 Most Influential People in the World. She came up with the 50/30/20 rule. After paying tax you split what you have left into…

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