Posts Tagged ‘budgeting’
Revamp Your Home on a Budget
Giving your home a new look can make it more attractive, increase its value, and even give you a well-being boost. If you want to give your home a revamp but do not want to spend a fortune, here are some ideas for doing home improvements on a budget: Refresh your kitchen cupboards If…
Read MoreCutting back on your spending
In a recent survey of members, almost everyone we spoke to said that they wanted to save more. But that can be hard on a low income. Where does the money come from? Cutting back on spending is hard. To help you, here are four tips to help you cut back on spending. Pause big…
Read MoreHow to set a money goal and stick to it
If your New Year resolutions include a money goal, this quick and simple guide will help ensure you achieve your objectives. Perhaps your money goal is to save more, go on a decent holiday, pay down debt or just spend less. When setting a money goal, the SMART approach is best. Your goal should be:…
Read MoreNew year, new finances
New Year is a great time to take an honest review of recent spending. Here’s a 7 step plan of action to improve your finances durng 2019. Step 1: Assess the situation You’re probably underestimating how much you’ve spent this Christmas. Property website Zoopla reckons four out of ten people do not know how much…
Read MoreChristmas money saving tips
Christmas just around the corner. Central Liverpool Credit Union has produced 5 tips to help you budget this festive season. 1. Work out your budget. The average household will spend £475 on gifts, £110 on food and drink, £30 going out, £20 for travel and £17 on decorations. The Money Advice Service has produced a…
Read MoreTalking about money: planning for a funeral
Funeral costs are rising. Here’s some information to help protect you and your loved ones. You probably already know funerals are expensive. The most straight-forward funeral can cost £1,000s. There are unavoidable expenses that are easy to overlook, such as burial fees. Thousands of people are left unaware that funeral costs continue to spiral. One…
Read MoreTalking about money for couples
One in three people say that support when talking to their partner about debt and finances would benefit them. A recent poll found that UK adults are hiding a collective £69.6bn of secret debt from their partners. Accounting for most of the debt, 5.5m people were hiding an average of £2,000 on credit cards. Nearly…
Read MoreYoung adults: talking about money
A poll of 1,000 18-25-year-olds found money worries were widespread. Young adults are spending a large chunk of their time feeling anxious or under pressure. Young adults wanted to budget. They need more information about savings accounts. Here’s a video of 16 to 25 year olds sharing their thoughts about money: Budgeting tips In October…
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