Posts by CLCU Editorial
Avoid the minimum payment trap
Taking out a credit card can be a convenient solution for your circumstances, but credit cards can also lead to avoidable extra debt if you do not manage your repayments well. Credit cards with high-interest rates can make your outstanding debt escalate if you are not paying the full amount off each month. It…
Read MoreThings to do with the kids this summer
Keeping the kids entertained and fed over the summer holidays without spending a fortune is a big challenge for parents and carers. Fortunately, there are lots of great activities and cheap dining options available across the Liverpool City Region and a bit further afield. If you are looking for ways to ensure your kids…
Read More5 Reasons to Choose a Credit Union
When unexpected costs arise or you want to treat yourself to a holiday, but you do not have the money saved up, there are several options that you may be able to choose from. It is important to choose an option that will most suit your financial circumstances. You should prioritise options that minimise the…
Read MoreGet your workout fix for free!
With gym memberships costing on average between £30-£50 per month, keeping fit can end up being very expensive and over a year, you could be paying around £600 plus any joining fee or extras for classes that are not included in your membership. If you enjoy working out but do not want to pay…
Read MoreRevamp Your Home on a Budget
Giving your home a new look can make it more attractive, increase its value, and even give you a well-being boost. If you want to give your home a revamp but do not want to spend a fortune, here are some ideas for doing home improvements on a budget: Refresh your kitchen cupboards If…
Read MoreSave Money on Your Energy Bills in 2022
Following the substantial energy price hikes in April, new forecasts predict a further rise of up to 51% this October. This means the price of heating your home and using your everyday appliances is becoming unaffordable for many households. In some cases, switching suppliers is not an option that is likely to reduce bills, so…
Read MoreHow to spot and avoid phone scams
With so many different channels to take advantage of, scammers have become a significant problem across the world. As well as being aware of email, text, and social media message scams, you also must approach unknown callers with caution. According to Ofcom, in 2021, 45 million people in the UK were targeted with scam…
Read MoreYou’re invited!
We want to invite you to join us on Zoom on Wednesday, June 29th at 5:30pm for our Annual General Meeting of members. The meeting should finish no later than 7pm. This is your opportunity to hear about your Credit Union’s activities over the last year and its plans for the future. Although we would…
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