Posts by CLCU Editorial
Teach Your Kids Good Money Habits Today!
Preparing your child for adult life involves teaching a wide range of skills and knowledge, from showing them how to be resilient to helping them to manage their own money. The current cost of living crisis is an unwelcome reminder that good money habits are essential to help to try and manage finances as an…
Read MoreStart your journey to becoming debt-free
Getting into debt can be a difficult situation to get out of and it can have a big impact on your future. Taking out a credit card, store card or loan can help you to buy the things you want but high-interest rates can end up costing you a lot more than the actual cost…
Read MoreWhy You Should Consider Payroll Deduction
The cost-of-living crisis is causing fear in many households, with around 3 in 4 adults feeling very or somewhat worried about the rising cost of living according to ONS reports. People with young children and those in the lower salary ranges were found to be the most concerned about the rising costs. Money worries…
Read MoreLoan Sharks: why you should avoid them
With the cost of living continuing to increase, many people are finding themselves struggling financially. In these difficult times, many may consider short-term fixes to get them through until the next payday. This includes things such as taking out a loan from a loan shark or credit companies with extortionate interest rates. However, one decision…
Read MoreManage the back-to-school costs
Managing the back-to-school costs can be difficult. Every year families face the cost to buy uniforms and other back-to-school accessories, and with the current rise in the cost of living, many families are struggling even more than usual. According to a report by The Children’s Society, the average cost of uniforms for secondary children is…
Read MoreAvoid the minimum payment trap
Taking out a credit card can be a convenient solution for your circumstances, but credit cards can also lead to avoidable extra debt if you do not manage your repayments well. Credit cards with high-interest rates can make your outstanding debt escalate if you are not paying the full amount off each month. It…
Read MoreThings to do with the kids this summer
Keeping the kids entertained and fed over the summer holidays without spending a fortune is a big challenge for parents and carers. Fortunately, there are lots of great activities and cheap dining options available across the Liverpool City Region and a bit further afield. If you are looking for ways to ensure your kids…
Read More5 Reasons to Choose a Credit Union
When unexpected costs arise or you want to treat yourself to a holiday, but you do not have the money saved up, there are several options that you may be able to choose from. It is important to choose an option that will most suit your financial circumstances. You should prioritise options that minimise the…
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