Start your journey to becoming debt-free

Getting into debt can be a difficult situation to get out of and it can have a big impact on your future. Taking out a credit card, store card or loan can help you to buy the things you want but high-interest rates can end up costing you a lot more than the actual cost…

Read More

Loan Sharks: why you should avoid them

loan shark

With the cost of living continuing to increase, many people are finding themselves struggling financially. In these difficult times, many may consider short-term fixes to get them through until the next payday. This includes things such as taking out a loan from a loan shark or credit companies with extortionate interest rates. However, one decision…

Read More

Manage the back-to-school costs

school uniform

Managing the back-to-school costs can be difficult. Every year families face the cost to buy uniforms and other back-to-school accessories, and with the current rise in the cost of living, many families are struggling even more than usual. According to a report by The Children’s Society, the average cost of uniforms for secondary children is…

Read More

Avoid the minimum payment trap

debt payment

  Taking out a credit card can be a convenient solution for your circumstances, but credit cards can also lead to avoidable extra debt if you do not manage your repayments well. Credit cards with high-interest rates can make your outstanding debt escalate if you are not paying the full amount off each month. It…

Read More

How to Do Valentine’s Day on a Budget

Valentines day on budget

They say love costs nothing, but it is difficult to show someone your appreciation without spending a little bit of money. With Valentine’s Day coming up, if you want to show the one you love how special they are to you, here are some ways you can do it without spending a fortune & staying…

Read More

Beware of the New ‘Delivery’ Text Scam!

Scammers are getting more and more creative with new ways of stealing money or obtaining private information from their victims. The latest trend in the UK is sending out fake parcel delivery fee messages. To avoid these scams or if you think you’ve fallen victim to them, read our blog post.   Your parcel has…

Read More

Children Learning ‘Dangerous’ Money Lessons from TikTok

The social media platform TikTok has become incredibly popular with children and particularly teenagers, and it certainly helped to pass the time during lockdown for many people, who have had fun recreating dances and watching videos to offset the boredom.   However, there is also a concern about some aspects of using TikTok, such as…

Read More

How to Start Saving on Your Household Bills

When it comes to saving money and trying to be more spend-savvy, it can be easy to cut down on other things such as your coffees, social outings, etc. when really, there’s a huge chunk of money that can be saved at home. Your household bills are something you should review regularly, as there are…

Read More