Vote for us and be in with the chance of winning £1,000!

Funded by Smart Money People.

Better than the bank

Whether you're struggling on a limited income, need to replace that dodgy washing machine, or just desperate for a holiday, we're here to help.

Unlike a bank, we're a non-profit community savings & loans co-operative. Owned by members and run for the people of Liverpool City Region.


Affordable loans

Bring your debts under control with an affordable loan. Apply online in minutes, over the phone or at a walk-in branch.

Easy application

Free protection on your repayments

Repay from your wages with payroll deduction

“Kind, helpful, very quick at getting a loan and very organised” - W O'Hara

“The best thing I have ever done was to join this credit union. I could never save, now I have savings and if I need to borrow some money at a low rate of interest I can and they are very helpful and friendly” - Kelly

“I am delighted with the service and the helpful people who make this scheme possible, thank you very much” - P Smith

“I have always praised the credit union and would advise anyone to join” - A Smith

“The best thing I’ve ever joined!” - J Ashley

“Thanks for the kindness and help and great understanding” - G Kelly

Secure savings

Save for a better future - even as you borrow. Your savings will get a good return and are protected by the UK's compensation scheme, the FSCS.

We welcome young savers from birth to 16

Save automatically with payroll deduction

Whether you're a new joiner or existing member, start saving now

Your savings are protected by the FSCS

Savers are automatically enrolled in a monthly prize draw. 21 prizes up for grabs every month: one headline prize of £5,000, and 20 smaller prizes of £20.

Online banking

Get discounts on your shopping with our ethical pre-paid debit card.

Cash rewards & special discounts

Not a member? Apply to join now & setup your account.

If you are a member and would like to set up online banking (and get a visa card) apply now.

Community support

We are of and for local people

We support the local economy

Improve your financial health

Join our online community

Our online community forum is open to members and non-members alike.