Local, trusted, and here to help you and our community thrive.

Get affordable loans and flexible savings. We believe everyone deserves fair financial opportunities. At Central Credit Union, we offer accessible money products that make our communities more resilient.

What can we help you with today?

  • Loans
  • Savings
  • Good Cause Lottery
  • Mobile Office

How Central Credit Union works.

We are a non-profit, ethical savings and loans co-operative. 
We serve people living, working, or studying in the Liverpool City Region, West Lancashire, Wigan, Warrington, Chester and Cheshire West.

Members own our credit union. You can borrow at competitive rates and save to earn an annual dividend, calculated as a percentage of your savings, also known as ‘shares’.

At the heart of our credit union is a simple idea: people helping people. Alongside providing fair savings and loans products, we also give back and support members and the local community.

 

Learn more

Ready to join?

Joining Central Credit Union goes beyond loans and savings. It means financial security, fair access to credit and being part of a community that puts people first. Become a member today and take control of your finances with confidence.

Our mobile office is designed with our community members in mind.

If you don’t have online access or can’t reach a branch, we bring our services to you. We travel across our common bond areas to tell people about our credit union and its benefits. These areas include Liverpool City Region, West Lancashire, Wigan, Warrington, Chester, and Cheshire West.

 

Visit our Mobile Office page

Better than the bank.

We’re here as your financial partner. We don’t take advantage of you.
Join thousands of members who trust us to support them through life’s milestones, offering stability and security every step of the way.

 

Become a member today

Latest news and articles