Better than the bank.
We’re here as your financial partner. We don’t take advantage of you.
Join thousands of members who trust us to support them through life’s milestones, offering stability and security every step of the way.
Get affordable loans and flexible savings. We believe everyone deserves fair financial opportunities. At Central Credit Union, we offer accessible money products that make our communities more resilient.
We are a non-profit, ethical savings and loans co-operative. We serve people living, working, or studying in the Liverpool City Region, West Lancashire, Wigan, Warrington, Chester and Cheshire West.
Members own our credit union. You can borrow at competitive rates and save to earn an annual dividend, calculated as a percentage of your savings, also known as ‘shares’.
At the heart of our credit union is a simple idea: people helping people. Alongside providing fair savings and loans products, we also give back and support members and the local community.

Joining Central Credit Union goes beyond loans and savings. It means financial security, fair access to credit and being part of a community that puts people first. Become a member today and take control of your finances with confidence.

If you don’t have online access or can’t reach a branch, we bring our services to you. We travel across our common bond areas to tell people about our credit union and its benefits. These areas include Liverpool City Region, West Lancashire, Wigan, Warrington, Chester, and Cheshire West.
We’re here as your financial partner. We don’t take advantage of you.
Join thousands of members who trust us to support them through life’s milestones, offering stability and security every step of the way.
NOTICE OF ANNUAL GENERAL MEETING THURSDAY 26TH JUNE 2025, 4:30PM All members are invited to attend the Annual General Meeting (AGM) of Central Credit…
After 30 years of collaboration within the Credit Union sector, Central Credit Union (CCU) and Liverpool Community Credit Union (LCCU) are thrilled to announce…
Join us on Monday, June 17th 2024 at 5:30pm for our Annual General Meeting of members. The event should finish no later than 7pm….
In a world that at times often seems to be focused on the negative aspects of life and those that do wrong in the…