News
International Women’s Day – Break the Bias
2022’s International Women’s Day theme is ‘Break the bias.’ The tag-line reads “Celebrate women’s achievement. Raise awareness against bias. Take action for equality.” Central Liverpool Credit Union has been doing that since its inception. Founded by Eileens Halligan, both senior and junior, it has challenged bias just by existing. The third edition of Toxteth Park…
How to Keep Healthy on a Budget
With the price of groceries increasing and most gym memberships being very expensive, it can feel like you are getting priced out of leading a healthy lifestyle. However, there are many ways to keep healthy on a budget, with some forward planning and self-motivation. Here are some ideas for keeping fit and healthy without spending…
How to Do Valentine’s Day on a Budget
They say love costs nothing, but it is difficult to show someone your appreciation without spending a little bit of money. With Valentine’s Day coming up, if you want to show the one you love how special they are to you, here are some ways you can do it without spending a fortune & staying…
How to Combat the Rising Cost of Petrol!
Drivers have been hit with constant petrol price increases in recent years and record high petrol and diesel prices were reached in November. The average price of unleaded hit 147.72p a litre, while diesel was up at 151.10p a litre. At the same time last year, petrol was around 33p a litre cheaper than the…
Credit union knowledge base
Introducing the credit union knowledge base. Money can be a complex business. And so can running a credit union. Because we’re regulated by the Financial Conduct Authority and Prudential Regulation Authority, we must follow certain rules. Sometimes you might wonder what’s going on behind the scenes. How are loans assessed? And what is this free…
Use open banking to speed up your loan application
Central Liverpool Credit Union uses Open banking to speed up your loan application. Nearly 4 million people use open banking in the UK. What is open banking? Open banking is a new service. Open Banking provides financial service providers, like the Credit Union, access to your financial data from banks and building societies. Your data…
How to Recycle Your Cards, Decs & Presents After Christmas
The need to make a bigger effort to combat the climate change crisis is more urgent than ever and as well as businesses taking more responsibility for protecting the environment, households have a big job to do too. Recycling and reusing items at Christmas might feel like a small action to take but if everyone…
6 Tips on How to Stay Within Budget This Christmas.
Christmas gifts, decorations, charity events, and dinners, the holiday season can be an especially stressful time for families financially. To avoid spending a fortune, it’s best to set out a budget plan now and prepare to reduce the financial stress as much as possible. After all, Christmas should be a time of joy and beautiful…
How to Talk to Students About Money
Going to university is a very exciting time for students, as they start a new chapter of their life and meet new friends while studying their chosen subject. Many students will be moving to a new area and are usually moving out of their family home for the first time. As well as having extra…
How to Talk to Kids About Money
Teaching children how to work with money is an incredibly important life lesson. However, it is hard for children to understand the concept of earning and spending money these days since paying with cash is very uncommon and every payment happens through card or mobile apps. They also have direct access to the everyday life…